Cardinal Creek Properties

  Foreclosure is a nightmare to any family going through it irrespective of the reasons why they are about to lose their home. Today we are going to look at the foreclosures effects in Pennsauken NJ  and what local house sellers need to know. First we will look at the effects and the ways of easing them. Foreclosure Effects in Pennsauken NJ to Sellers Loss of your home – Pretty self-explanatory here. The major end result of a foreclosure in NJ is of course the loss of the home to the bank. Decrease in Your Credit Rating – Your credit rating will be lowered by the foreclosure . How much? It depends on how high your current credit score is… but the higher your current credit score… the more your score will drop after a foreclosure. If you have a credit score of 680 or higher… you may see a drop of 100+ points. Depression and Stress – Your mental health is at stake because of the high pressure situation. Going through a forecl...

Selling a home is usually a relatively simple process, but it does become much more difficult when getting divorce attorneys, judges and two people who are not seeing eye to eye involved. Since your house is likely your largest asset, it is important to make the sale of your home worthwhile so both of you can jump into the next phase of life in a good financial situation. Here are a few things you can do while selling your Belleville home during a divorce to make the process a little less stressful: ·   Decide who gets the house – Hopefully you’ll mutually be able to come to an agreement on who gets to either keep the house or how the money will be divided should you sell.  Illinois is a community property state so the goal is to equally distribute funds. There are factors like the length of the marriage, each spouse’s economic situation, kids, alimony and so forth which are considered when deciding who gets what, including the house.  In many cases, a ju...

  Time is money, and the faster you sell your home, the more money you make. When listings begin to linger, agents typically urge sellers to lower the asking price, chipping slowly away at a profit on your sale. Along with this, several other costs continue to pile up as your confidence in the agent and that your home will sell begins waver. Wouldn’t it be comforting to know you could sell your home quickly? Are you interested in learning more? Read on to learn five ways a fast sale of your Belleville house will save you money. Utility Bills Suppose you have already moved due to personal or financial circumstances beyond your control or a sudden change in employment. In that case, you’ll have to manage the expenses on two households. Additionally, there will be time involved in traveling between the two homes to watch over the existing property and travel costs. If travel is not an option, you will either have to rely on family, friends or hire someone to manag...

When it is time to sell, hold the phone! Do not automatically jump to reaching out to a real estate agent to begin the traditional listing process. There is a better option than going it alone! As with every other industry, the methods available to sell homes have evolved, leading to direct buyers like Cardinal Creek Properties in Belleville. We will cover five surprising things you may not know about working with a direct buyer to sell your house in Belleville. No Showings Showings can be the worst part of listing a home. Homes listed on the market, and everything within them, are available for anyone on the internet to view. If having people walking through your home in person or virtually is something you would rather skip. By working with a direct buyer to sell your house in Belleville, you do not have to worry about scheduling showings, keeping your home ready for showings every moment of the day, and continuously having your weekends or dinner time interrupte...